AML / KYC Policy

KwachaApp operates with anti-money laundering and customer verification controls designed to meet legal, regulatory, and risk-management obligations.

Identity verification

We may require personal information and supporting documents to verify identity before enabling financial services or account features.

Monitoring and review

Transactions and account activity may be reviewed to detect fraud, sanctions exposure, abuse, or other prohibited activity.

Restrictions

We may delay, limit, or refuse services where verification is incomplete, information is inconsistent, or the activity presents compliance or security concerns.

Reporting

Where required by law, we may disclose information to regulators, law enforcement, financial institutions, or compliance partners.