Last Updated: April 23, 2026
By accessing or using KwachaApp (the "Service"), you agree to be bound by these Terms of Service. If you do not agree to these terms, please do not use our services.
KwachaApp is a financial technology platform that provides users with tools for receiving international payments, managing multi-currency balances, and performing supported crypto withdrawals.
To use KwachaApp, you must register for an account. You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account. You must provide accurate and complete information during registration and keep this information up to date.
As a financial services provider, we are required to verify the identity of our users. You agree to provide any requested documentation for identity verification (KYC) or business verification (KYB). Failure to provide this information may result in account suspension or termination.
You agree not to use KwachaApp for any illegal or unauthorized purpose. You must not, in the use of the Service, violate any laws in your jurisdiction (including but not limited to anti-money laundering and counter-terrorism financing laws).
KwachaApp charges fees for certain transactions and services. All fees are clearly disclosed within the platform before a transaction is executed. We reserve the right to change our fee structure upon providing notice through the Service.
Important Disclaimer
KwachaApp is a financial technology company, not a bank. Banking services are provided by our globally licensed and regulated banking partners. Cryptocurrency services are provided by regulated third-party virtual asset service providers.